Gaidzik P W
Versicherungsmedizin. 1989 Jan 1;41(1):24-6.
In legal and private accident insurance you can find a distinction between "accident" and "results of an accident". In the system of the AUB (general terms of accident insurance) the insurant's injury is a notional part of the accident, which has been criticized by some medical experts. In fact, this distinction could entail different meanings and interpretations of the term "results of an accident", especially in section 10.1 AUB. In the author's point of view, section 10.1 AUB is applicable whenever different factors due and not due to the accident combine to produce the injury or the further damage (e.g. death, disablement).
在法律及私人意外保险中，可以区分“意外事故”和“意外事故的后果”。在意外保险通用条款（AUB）体系中，被保险人的伤害是意外事故的一个概念性组成部分，这一点受到了一些医学专家的批评。事实上，这种区分可能会导致对“意外事故的后果”这一术语有不同的含义和解释，尤其是在AUB第10.1节中。在作者看来，只要由意外事故及非意外事故因素共同导致伤害或进一步损害（如死亡、残疾），AUB第10.1节就适用。
