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美国的全民保险改革:从奥巴马医改到特朗普。

Universal coverage reforms in the USA: From Obamacare through Trump.

机构信息

UCLA Fielding School of Public Health, 650 S. Charles Young Drive, Los Angeles, CA 90095-1772, USA.

Department of Health Care Management and Informatics, Central Florida University, Orlando, FL, USA.

出版信息

Health Policy. 2018 Jul;122(7):698-702. doi: 10.1016/j.healthpol.2018.05.007. Epub 2018 May 22.

DOI:10.1016/j.healthpol.2018.05.007
PMID:29804633
Abstract

Since the election of Donald Trump as President, momentum towards universal health care coverage in the United States has stalled, although efforts to repeal the Affordable Care Act (ACA) in its entirety failed. The ACA resulted in almost a halving of the percentage of the population under age 65 who are uninsured. In lieu of total repeal, the Republican-led Congress repealed the individual mandate to purchase health insurance, beginning in 2019. Moreover, the Trump administration is using its administrative authority to undo many of the requirements in the health insurance exchanges. Partly as a result, premium increases for the most popular plans will rise an average of 34% in 2018 and are likely to rise further after the mandate repeal goes into effect. Moreover, the administration is proposing other changes that, in providing states with more flexibility, may lead to the sale of cheaper and less comprehensive policies. In this volatile environment it is difficult to anticipate what will occur next. In the short-term there is proposed compromise legislation, where Republicans agree to provide funding for the cost-sharing subsidies if the Democrats agree to increase state flexibility in some areas and provide relief to small employers. Much will depend on the 2018 and 2020 elections. In the meantime, the prospects are that the number of uninsured will grow.

摘要

自唐纳德·特朗普(Donald Trump)当选总统以来,美国全民医保覆盖的势头已经停滞,尽管全面废除《平价医疗法案》(ACA)的努力失败了。ACA 使得 65 岁以下未参保人口的比例减少了近一半。共和党领导的国会没有完全废除该法案,而是从 2019 年开始废除了购买医疗保险的个人强制要求。此外,特朗普政府正在利用其行政权力取消医疗保险交易所的许多要求。部分由于这一原因,最受欢迎的计划的保费平均将在 2018 年上涨 34%,并且在强制要求废除生效后可能会进一步上涨。此外,政府正在提议其他变革,在为各州提供更大灵活性的同时,可能会导致销售更便宜和保障范围更小的政策。在这种不稳定的环境下,很难预测未来会发生什么。短期内有妥协立法的提议,如果民主党人同意在某些方面增加州的灵活性,并为小雇主提供救济,共和党人同意为成本分担补贴提供资金。这在很大程度上取决于 2018 年和 2020 年的选举。与此同时,前景是未参保人数将会增加。

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