Kelley Timothy
Manag Care. 2018 Nov;27(11):19.
But proactive interventions cost money. And value-based insurance design is a tactic that runs against the grain of what insurance companies commonly do: Rather than spread the big costs of the few across the many, it aspires to big savings from a few in exchange for small expenditures on the many.
但积极主动的干预措施需要花钱。基于价值的保险设计是一种与保险公司通常做法背道而驰的策略：它不是将少数人的巨额成本分摊到多数人身上，而是期望从少数人身上获得大幅节省，以换取在多数人身上的小额支出。
