Gross Thomas, Morell Sabrina, Amsler Felix
Department of Traumatology, Cantonal Hospital, Tellstr.1, CH-5001 Aarau and.
Amsler Consulting, Gundeldingerrain 111,CH-4059 Basel (FA).
J Insur Med. 2019;48(1):65-78. doi: 10.17849/insm-48-1-1-14.1. Epub 2019 Apr 24.
Even though Switzerland has a compulsory insurance system, there is a lack of detailed information on the treatment and outcome following trauma. The objective of this evaluation was to examine to what extent cases insured by the largest accident-insurer (Suva) are representative of all significantly injured. Trauma center analysis of all ≥16 year old trauma patients with a New Injury Severity Score (NISS) ≥8, comparing the characteristics of Suva- vs non-Suva cases (chi-square; univariate explained variance R; multivariate logistic regression analysis, Nagelkerke R). Over 7 years, 2233 trauma patients were treated at the hospital, of whom 29.4% were Suva-insured. Compared to non-Suva-insured, Suva cases were younger (41.6 vs 64.2, R = 0.23) and more often male (88.0% vs 59.4%; R = 0.08). In multivariate analysis, these two factors together explained 37.5% of the differences between groups. No other investigated factor explained more than 2%. If only those patients of obligatory working age were analyzed (n = 1264), Suva cases (50.6%) were more often male than non-Suva-insured (n = 562 [87.8%] vs n = 393 [63.0%], resp.; p<0.001, R = 0.08). In multivariate analysis, other factors taken together were only 2.6% of the variance. Significantly injured patients in Switzerland may be considered comparable from a statistical point of view whether insured by the main accident-insurer or not, provided groups are adequately controlled for age and gender. Other differences appear to be only marginal. Respecting these limitations such data can justifiably be given as Swiss reference statistics and the relevant insurer outcome information used for international comparison.
尽管瑞士有强制保险制度,但关于创伤后的治疗及结果仍缺乏详细信息。本评估的目的是检验最大的事故保险公司(苏瓦)承保的病例在多大程度上代表了所有重伤患者。对所有年龄≥16岁、新损伤严重程度评分(NISS)≥8的创伤患者进行创伤中心分析,比较苏瓦承保病例与非苏瓦承保病例的特征(卡方检验;单变量解释方差R;多变量逻辑回归分析,Nagelkerke R)。在7年多的时间里,该医院共治疗了2233例创伤患者,其中29.4%为苏瓦承保患者。与非苏瓦承保患者相比,苏瓦承保病例患者更年轻(41.6岁对64.2岁,R = 0.23),男性比例更高(88.0%对59.4%;R = 0.08)。在多变量分析中,这两个因素共同解释了组间差异的37.5%。没有其他调查因素的解释力超过2%。如果仅分析法定工作年龄的患者(n = 1264),苏瓦承保病例中的男性比例高于非苏瓦承保患者(分别为n = 562 [87.8%]对n = 393 [63.0%];p<0.001,R = 0.08)。在多变量分析中,其他因素共同解释的方差仅为2.6%。从统计学角度来看,瑞士的重伤患者,无论是否由主要事故保险公司承保,只要对年龄和性别进行充分控制,可认为具有可比性。其他差异似乎仅为边缘性。考虑到这些局限性,此类数据可合理地作为瑞士参考统计数据,并将相关保险公司的结果信息用于国际比较。