Sherry Glied is with the Robert F. Wagner Graduate School of Public Service, New York University, New York.
Am J Public Health. 2019 Nov;109(11):1517-1520. doi: 10.2105/AJPH.2019.305299. Epub 2019 Sep 19.
There are formidable institutional obstacles to passing a single-payer health program in the United States. Advocates should consider incremental improvements that may better match legislative realities. There are three potential directions for incremental coverage policy.One possibility is to build on the successes of the Affordable Care Act; this might include rolling back regulatory changes, further incentivizing Medicaid expansion, enhancing coverage in the Affordable Care Act marketplaces, and imposing regulations on private employer-based insurance to ensure that all Americans have access to affordable coverage that provides adequate financial security. A second direction is to offer more publicly sponsored insurance options, which might involve offering a public option to those eligible for marketplace coverage, creating a Medicare or Medicaid buy-in program, lowering the eligibility age for Medicare, or developing a public plan that serves as a default for those who do not choose to buy alternative private coverage. A third direction is to build on federalism, offering states incentives to expand coverage.Federal and state legislators could also consider incremental cost-containment steps, such as rate setting.
在美国,通过单一支付者健康计划存在巨大的制度障碍。倡导者应该考虑可能更好地适应立法现实的渐进式改进。渐进式覆盖政策有三个潜在方向。一种可能性是借鉴《平价医疗法案》的成功经验;这可能包括撤销监管改革,进一步激励扩大医疗补助,加强《平价医疗法案》市场的覆盖范围,并对私营雇主为基础的保险施加规定,以确保所有美国人都能获得负担得起的、提供足够财务保障的保险。另一个方向是提供更多由公共资助的保险选择,这可能涉及为有资格获得市场保险的人提供公共选择,创建医疗保险或医疗补助加入计划,降低医疗保险的资格年龄,或制定一个公共计划,作为那些选择不购买替代私人保险的人的默认选择。第三个方向是在联邦制的基础上进一步发展,为各州提供扩大覆盖范围的激励措施。联邦和州立法者也可以考虑逐步采取成本控制措施,例如设定费率。