Harvard Medical School, Boston, MA.
Department of Emergency Medicine, Beth Israel Deaconess Medical Center, Boston, MA.
Ann Emerg Med. 2020 Oct;76(4):454-458. doi: 10.1016/j.annemergmed.2020.03.003. Epub 2020 May 24.
Single-payer health care is supported by most Americans, but the effect of single payer on any particular sector of the health care market has not been well explored. We examine the effect of 2 potential single-payer designs, Medicare for All and an alternative including Medicare and Medicaid, on total payments and out-of-pocket spending for treat-and-release emergency care (patients discharged after an emergency department [ED] visit).
We used the 2013 to 2016 Medical Expenditure Panel Survey to determine estimates of payments made for ED visits by insurance type, and the 2015 National Hospital Ambulatory Medical Care Survey to estimate the proportion of ED visits covered by each insurance type.
We found that total payments were predicted to increase from $85.5 billion to $89.0 billion (range $81.3 to $99.8 billion) in the Medicare-only scenario and decrease to $79.4 billion (range $71.6 to $87.2 billion) under Medicare/Medicaid, whereas out-of-pocket costs were predicted to decrease from $116 per visit to $45 with Medicare and to $36 with Medicare/Medicaid.
In this study of ED treat-and-release patients, a transition to a Medicare for All system may increase ED reimbursement and reduce consumer out-of-pocket costs, whereas a system that maintains Medicaid in addition to Medicare could reduce total payments for emergency care.
大多数美国人支持单一支付者医疗保险,但单一支付者对医疗保健市场任何特定部门的影响尚未得到充分探索。我们研究了两种潜在的单一支付者设计,即全民医疗保险和包括医疗保险和医疗补助在内的替代方案,对急诊治疗和释放(患者在急诊部门[ED]就诊后出院)的总支付和自付费用的影响。
我们使用 2013 年至 2016 年的医疗支出面板调查来确定按保险类型计算的 ED 就诊支付额的估计值,并使用 2015 年全国医院门诊医疗保健调查来估计每种保险类型涵盖的 ED 就诊比例。
我们发现,在仅实施医疗保险的情况下,总支付预计将从 855 亿美元增加到 890 亿美元(范围为 813 亿至 998 亿美元),而在实施医疗保险/医疗补助的情况下将减少到 794 亿美元(范围为 716 亿至 872 亿美元),而自付费用预计将从每次就诊 116 美元减少到医疗保险下的 45 美元,以及医疗保险/医疗补助下的 36 美元。
在这项 ED 治疗和释放患者的研究中,向全民医疗保险制度过渡可能会增加 ED 报销,并降低消费者自付费用,而维持医疗保险和医疗补助的制度可能会降低急诊护理的总费用。