Competition among health insurers, revisited.
作者信息
Frech H E, Ginsburg P B
机构信息
University of California, Santa Barbara.
出版信息
J Health Polit Policy Law. 1988 Summer;13(2):279-91. doi: 10.1215/03616878-13-2-279.
PMID:3290322
Abstract
This paper updates our 1977 study of health insurance competition. We find that insurers are now far more willing to compete by controlling costs. Large consumer copayments and insurer utilization controls, once deemed politically infeasible, have become commonplace. HMOs and especially PPOs are booming. Blue Shield and Blue Cross market share and market power are declining. We discuss why the insurance market has changed and conclude with thoughts on the future.
摘要
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