LeBaron Ashley B, Kelley Heather H
University of Arizona, Tucson, AZ USA.
Utah State University, Logan, UT USA.
J Fam Econ Issues. 2021;42(Suppl 1):195-206. doi: 10.1007/s10834-020-09736-2. Epub 2020 Nov 10.
The financial socialization individuals receive is associated not only with their future financial wellbeing but also relational, mental, and physical wellbeing. This paper is a review of the literature on financial socialization, especially papers published between 2010 and 2019 in the . We first review family financial socialization theory and then review empirical documentation for the theory, organized by (a) family socialization processes (e.g., parent financial modeling, parent-child financial discussion, and experiential learning as three primary methods of financial socialization) and (b) financial socialization outcomes (e.g., financial attitudes, financial knowledge, financial behaviors, and financial wellbeing). Finally, we discuss future directions for the field.
个体所接受的金融社会化不仅与他们未来的财务状况有关，还与人际关系、心理和身体健康有关。本文是对金融社会化文献的综述，特别是2010年至2019年期间发表在……的论文。我们首先回顾家庭金融社会化理论，然后按以下方式回顾该理论的实证文献：(a)家庭社会化过程（例如，父母的财务示范、亲子财务讨论以及体验式学习作为金融社会化的三种主要方法）和(b)金融社会化结果（例如，金融态度、金融知识、金融行为和财务状况）。最后，我们讨论该领域的未来发展方向。
