J Insur Med. 2021 Mar 30;49(1):1-8. doi: 10.17849/insm-49-1-1-8.1.
Disability due to mental health disorders has been increasing in many countries over the past years. The COVID-19 pandemic may worsen this trend because of 3 different, and at times overlapping, pathways. This article describes each pathway, and by drawing on the experience of previous coronavirus epidemics and recent recessions, attempts to estimate the likelihood that claims due to mental health disorders will increase.
在过去的几年中，许多国家因心理健康障碍导致的残疾人数不断增加。由于 3 种不同的（有时是重叠的）途径，COVID-19 大流行可能会使这一趋势恶化。本文描述了每种途径，并借鉴了之前的冠状病毒流行和最近的经济衰退的经验，试图估计因心理健康障碍而提出的索赔要求增加的可能性。
