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《平价医疗法案》中医疗补助扩大政策对美国本科生医疗保险覆盖来源的影响

The Impact of the Affordable Care Act Medicaid Expansions on the Sources of Health Insurance Coverage of Undergraduate Students in the United States.

作者信息

Anand Priyanka, Gicheva Dora

机构信息

George Mason University, Fairfax, VA, USA.

University of North Carolina at Greensboro, Greensboro, NC, USA.

出版信息

Med Care Res Rev. 2022 Apr;79(2):299-307. doi: 10.1177/10775587211015816. Epub 2021 May 19.

Abstract

This article examines how the Affordable Care Act Medicaid expansions affected the sources of health insurance coverage of undergraduate students in the United States. We show that the Affordable Care Act expansions increased the Medicaid coverage of undergraduate students by 5 to 7 percentage points more in expansion states than in nonexpansion states, resulting in 17% of undergraduate students in expansion states being covered by Medicaid postexpansion (up from 9% prior to the expansion). In contrast, the growth in employer and private direct coverage was 1 to 2 percentage points lower postexpansion for students in expansion states compared with nonexpansion states. Our findings demonstrate that policy efforts to expand Medicaid eligibility have been successful in increasing the Medicaid coverage rates for undergraduate students in the United States, but there is evidence of some crowd out after the expansions-that is, some students substituted their private and employer-sponsored coverage for Medicaid.

摘要

本文探讨了《平价医疗法案》的医疗补助扩大计划如何影响美国本科生的医疗保险覆盖来源。我们发现,与未实施扩大计划的州相比,《平价医疗法案》的扩大计划使实施扩大计划州的本科生医疗补助覆盖率提高了5至7个百分点,导致实施扩大计划州17%的本科生在扩大计划实施后获得了医疗补助(从扩大计划实施前的9%升至17%)。相比之下,与未实施扩大计划的州相比,实施扩大计划州的学生在扩大计划实施后雇主提供的保险和私人直接购买保险的增长低了1至2个百分点。我们的研究结果表明,扩大医疗补助资格的政策努力成功提高了美国本科生的医疗补助覆盖率,但有证据表明,扩大计划实施后存在一定的挤出效应,即一些学生用他们的私人保险和雇主提供的保险替换为医疗补助。

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