一项针对住院医师个人理财知识和观念的多中心课程干预。

A Multicenter Curricular Intervention to Address Resident Knowledge and Perceptions of Personal Finance.

机构信息

From the Department of Medicine, Medical College of Georgia at Augusta University, Augusta, the Department of Medicine, Vanderbilt University Medical Center, Nashville, Tennessee, and the Department of Medicine, Medical University of South Carolina, Charleston.

出版信息

South Med J. 2021 Jul;114(7):404-408. doi: 10.14423/SMJ.0000000000001272.

DOI:10.14423/SMJ.0000000000001272

PMID:34215892

Abstract

OBJECTIVES

We evaluated internal medicine residents' confidence and knowledge of personal finance, perceptions of burnout, and relations between these issues before and after an educational intervention.

METHODS

We surveyed internal medicine residents at two university-based training programs in 2018. We developed and implemented a curriculum at both sites, covering topics of budgeting, saving for retirement, investment options, and the costs of investing. Each site used the same content but different strategies for dissemination. One used a condensed-form lecture series (two 1-hour sessions) and the other used a microlecture series (four 30-minute sessions) series. Residents were resurveyed following the intervention for comparison.

RESULTS

The preintervention survey response rate was 41.2% (122/296) and the postintervention response rate was 44.3% (120/271). Postintervention mean scores for personal finance knowledge improved for basic concepts (52.6% vs 39.4%, < 0.001), mutual fund elements (30.8% vs 19.7%, < 0.001), investment plans (68.5% vs. 49.2%, < 0.001), and overall knowledge (50.1% vs 36.1%, < 0.001). A significantly smaller proportion of residents reported feelings of burnout following the intervention (23.3% vs 36.9%, = 0.022).

CONCLUSIONS

Our findings show that residents want to learn about finances. Our brief educational intervention is a practical way to improve overall knowledge. Our intervention suggests that improving knowledge of finance may be associated with decreased feelings of burnout.

摘要

目的

我们评估了内科住院医师的个人理财信心和知识、倦怠感认知，以及这些问题在教育干预前后的关系。

方法

我们在 2018 年调查了两所大学培训计划中的内科住院医师。我们在两个地点都制定并实施了一门课程，涵盖预算、退休储蓄、投资选择和投资成本等主题。每个地点都使用相同的内容，但传播策略不同。一个使用浓缩式讲座系列（两个 1 小时的课程），另一个使用微讲座系列（四个 30 分钟的课程）。干预后，对住院医师进行了重新调查以进行比较。

结果

干预前的调查应答率为 41.2%（122/296），干预后的应答率为 44.3%（120/271）。干预后，个人理财知识的基本概念（52.6%比 39.4%， < 0.001）、共同基金要素（30.8%比 19.7%， < 0.001）、投资计划（68.5%比 49.2%， < 0.001）和整体知识（50.1%比 36.1%， < 0.001）的平均得分均有所提高。干预后，感觉倦怠的住院医师比例显著减少（23.3%比 36.9%， = 0.022）。