Alshareef Nasser, Tunio Muhammad Nawaz
College of Business Administration (CBA), Majmaah University, Al Majma'ah, Saudi Arabia.
Department of Management Science, Mohammad Ali Jinnah University, Karachi, Pakistan.
Front Psychol. 2022 May 4;13:911432. doi: 10.3389/fpsyg.2022.911432. eCollection 2022.
This research aims to determine the role of the leadership and potential benefits that blockchain adoption may bring to SME financing in the Kingdom, as well as the foreseeable challenges that may hinder small businesses from benefiting from the adoption of blockchain. It is interesting aspect to see how leadership manages to adopt new changes amid several challenges and threats. This article also outlines policy and regulatory trends that SMEs can save operating costs and improve efficiency, thereby increasing transparency and easier access to funds. Digital technology and creative business models have the potential to help narrow the financing gap for SMEs. E-commerce and the sharing economy provide SMEs with more market access and new business models, as well as the data-driven business prospects generated through data sharing under the framework of open banking. This study provides recommendation that there is a dire need to pay attention on the complete mechanism of the SME's in order to support them as well as promote them to show their distinction in the contribution of social and economic development. This study provides implications for the financial institutions, government agencies and society to come forward equally for the common interest.
本研究旨在确定领导力的作用以及采用区块链可能给沙特阿拉伯中小企业融资带来的潜在好处，以及可能阻碍小企业从采用区块链中受益的可预见挑战。观察领导力如何在诸多挑战和威胁中成功采用新变革是一个有趣的方面。本文还概述了中小企业可以节省运营成本并提高效率的政策和监管趋势，从而提高透明度并更轻松地获得资金。数字技术和创新商业模式有潜力帮助缩小中小企业的融资差距。电子商务和共享经济为中小企业提供了更多的市场准入机会和新商业模式，以及开放银行框架下通过数据共享产生的数据驱动型商业前景。本研究建议迫切需要关注中小企业的完整机制，以便支持它们并促进它们在社会和经济发展贡献中展现特色。本研究为金融机构、政府机构和社会为了共同利益而共同努力提供了启示。
