The development of chemically stable metal-organic framework (MOF)-based luminescent platforms for toxic ion detection in an aqueous medium is highly challenging because most of the classical MOFs are prone to water degradation, and that is the reason why most of the MOF-based luminescent sensors use a nonaqueous medium for sensing. In this contribution, we report two new water-stable luminescent MOFs (Zn-MOF-1 and Zn-MOF-2), assembled from a mixed-ligand synthesis approach. Because of the presence of a hydrophobic trifluoromethyl group to the backbone and stronger metal-N coordination, these MOFs exhibit excellent stability not only in water but also in acidic/alkaline aqueous solutions (pH = 3-10). Here, we report a green sensing approach by exploiting the significant reduction in photoluminescence of these MOFs in the presence of toxic ions. Fe and CrO/CrO ions could be traced with a detection limit (LOD) in the micromolar range (0.045 and 0.745/0.33 μM for Zn-MOF-1; 125.2 and 114.2/83.5 μM for Zn-MOF-2). The mechanistic study reveals that competitive absorption of the excitation energy coupled with fluorescent resonance energy transfer are responsible for the turn-off quenching. The anti-interference ability and recyclability along with the pH stability gave these MOFs high potential to be used as practical sensors toward Fe and Cr ions in water as a greenest medium.