Lucero-Prisno Don Eliseo, Olayemi Alaka Hassan, Ekpenyong Idongesit, Okereke Precious, Aldirdiri Osman, Buban Julian Ma, Ndikumana Sudi, Yelarge Kwasi, Sesay Noah, Turay Foday Umaro, Huang Junjie, Kouwenhoven Mbn
Department of Global Health and Development, London School of Hygiene and Tropical Medicine, London, UK.
Faculty of Management and Development Studies, University of the Philippines Open University, Los Baños, Laguna, Philippines.
Digit Health. 2022 Aug 9;8:20552076221119548. doi: 10.1177/20552076221119548. eCollection 2022 Jan-Dec.
Over the years, technology has revolutionized the operations of many industries, ranging from manufacturing and agriculture to financial institutions which are usually the first users of innovations. Owing to the recent technological trends in the financial sector, such as mobile money, artificial intelligence, and medical robotics, as well as the rapidly increasing human population and the emergence of new patterns of disease, it is necessary for the healthcare sector to adopt new strategies to deliver efficient and effective healthcare services. Financial technology (FinTech), a combination of financial services and technology, entails the incorporation of modern, innovative technologies by industries into their financial services. FinTech is an endless array of applications, products, and services which includes mobile banking, cryptocurrency, insurance, and investment apps among many others. Any enterprise that employs technology to enhance or automate financial services and processes is referred to as FinTech. This fast-growing industry serves the interests of both the business sector and the consuming public. There have been many applications and uses of FinTech, however, its employment in the field of health remains to be explored further and maximized, particularly in the developing world like Africa. This paper aims to explore the prospects of FinTech for healthcare in Africa.
多年来，科技彻底改变了许多行业的运营方式，从制造业、农业到金融机构，而金融机构通常是创新的首批使用者。由于金融领域近期的技术趋势，如移动货币、人工智能和医疗机器人技术，以及人口的迅速增长和新疾病模式的出现，医疗保健部门有必要采用新战略来提供高效且有效的医疗服务。金融科技（FinTech）是金融服务与技术的结合，指各行业将现代创新技术融入其金融服务之中。金融科技包含一系列无穷无尽的应用程序、产品和服务，其中包括移动银行、加密货币、保险以及众多投资应用程序等。任何利用技术来增强或自动化金融服务及流程的企业都被称为金融科技企业。这个快速发展的行业兼顾了商业部门和消费大众的利益。金融科技已有诸多应用和用途，然而，其在医疗领域的应用仍有待进一步探索和最大化利用，尤其是在非洲这样的发展中世界。本文旨在探讨金融科技在非洲医疗保健领域的前景。
