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公共资助再保险的分析——政府支出与保险人风险敞口。

Analysis of Publicly Funded Reinsurance-Government Spending and Insurer Risk Exposure.

机构信息

School of Medicine, Stanford University, Stanford, California.

National Bureau of Economic Research, Cambridge, Massachusetts.

出版信息

JAMA Health Forum. 2021 Aug 13;2(8):e211992. doi: 10.1001/jamahealthforum.2021.1992. eCollection 2021 Aug.

DOI:10.1001/jamahealthforum.2021.1992
PMID:35977191
原文链接:https://pmc.ncbi.nlm.nih.gov/articles/PMC8796983/
Abstract

This analysis compares the design of section 1332 reinsurance policies across states based on their potential for reducing insurer risk exposure and likely level of government spending.

摘要

本分析根据各州 1332 再保险政策在降低保险公司风险敞口的潜力和政府支出的可能水平方面的设计进行比较。

https://cdn.ncbi.nlm.nih.gov/pmc/blobs/19b1/8796983/b6a9313ced9d/jamahealthforum-e211992-g001.jpg
https://cdn.ncbi.nlm.nih.gov/pmc/blobs/19b1/8796983/b6a9313ced9d/jamahealthforum-e211992-g001.jpg
https://cdn.ncbi.nlm.nih.gov/pmc/blobs/19b1/8796983/b6a9313ced9d/jamahealthforum-e211992-g001.jpg

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Marketplace Plans Provide Risk Protection, But Actuarial Values Overstate Realized Coverage For Most Enrollees.市场计划提供风险保护，但对于大多数参保人来说，精算值夸大了实际保障范围。
Health Aff (Millwood). 2017 Dec;36(12):2078-2084. doi: 10.1377/hlthaff.2017.0660.
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Reinsuring Risk to Increase Access to Health Insurance.通过再保险分散风险以增加医疗保险覆盖范围。
Am Econ Rev. 2003;93(2):283-7. doi: 10.1257/000282803321947209.
3
The power of reinsurance in health insurance exchanges to improve the fit of the payment system and reduce incentives for adverse selection.
再保险在医疗保险交易所中改善支付系统适配性并减少逆向选择诱因的作用。
Inquiry. 2013 Nov;50(4):255-74. doi: 10.1177/0046958014538913.