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我仍在消费:自我价值的财务应急预测财务动机冲突和强迫性购买。

I'm Still Spending: Financial Contingency of Self-Worth Predicts Financial Motivational Conflict and Compulsive Buying.

作者信息

Park Lora, Ward Deborah E, Naragon-Gainey Kristin, Fujita Kentaro, Koefler Nicole

机构信息

University at Buffalo, The State University of New York, USA.

Saginaw Valley State University, University Center, MI, USA.

出版信息

Pers Soc Psychol Bull. 2024 Feb;50(2):232-252. doi: 10.1177/01461672221119356. Epub 2022 Oct 11.

DOI:10.1177/01461672221119356
PMID:36218360
Abstract

People with financially contingent self-worth (FCSW) base their self-esteem on money and feel pressured to achieve financial success. However, the present research suggests such individuals may be vulnerable to compulsive buying and experiencing distress and impairment in their lives from engaging in this maladaptive behavior (Study 1a-1b). Study 2 identified a key mechanism: People with FCSW experience more motivational conflict between wanting to spend (vs. not spend) their money, which predicts greater compulsive buying intentions and anticipated distress from making excessive purchases. A 5-week diary study revealed that FCSW-on average and at a weekly level-predicted greater perceived financial motivational conflict and more compulsive buying, distress, and impairment in life (Study 3). People with FCSW experience more financial motivational conflict, independent of beliefs about spending implying wealth or feeling pressured to spend to display one's wealth to others (Study 4). Implications and future directions are discussed.

摘要

具有财务依赖型自我价值感(FCSW)的人将自尊建立在金钱之上,并因追求财务成功而感到压力。然而,目前的研究表明,这类人可能容易出现强迫性购买行为,并因这种适应不良的行为而在生活中经历痛苦和功能受损(研究1a - 1b)。研究2确定了一个关键机制:具有财务依赖型自我价值感的人在花钱(与不花钱)之间会经历更多的动机冲突,这预示着更强的强迫性购买意图以及因过度购物而预期产生的痛苦。一项为期5周的日记研究表明,平均而言且在每周的层面上,财务依赖型自我价值感预示着更高的感知财务动机冲突以及更多的强迫性购买、痛苦和生活功能受损(研究3)。具有财务依赖型自我价值感的人经历更多的财务动机冲突,这与关于花钱意味着财富的信念或为向他人展示自己的财富而花钱的压力无关(研究4)。本文讨论了研究的意义和未来方向。

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