小额金融与女性创业发展：来自突尼斯的证据
Microfinance and women entrepreneurship development: evidence from Tunisia.
作者信息
Bel Hadj Miled Kamel
机构信息
College of Sciences and Arts Sajir, Shaqra University, Riyadh, Saudi Arabia.
Laboratory of Management of Innovation and Sustainable Development (LAMIDED), University of Sousse, Sousse, Tunisia.
出版信息
SN Bus Econ. 2023;3(1):12. doi: 10.1007/s43546-022-00381-5. Epub 2022 Dec 10.
The main objective of this paper is to investigate the effects of microfinance on women's entrepreneurship and empowerment, using national household data from Tunisia. We have employed Logistic Regressions and Fuzzy-set qualitative comparative analysis (fsQCA) to study the consequences of microfinance use.We find positive and significant effects of access to credit on women's work, attitudes toward income increase, execution of the micro-projects, and schooling attendance. The results confirm the potential of micro-finance in women's empowerment and Entrepreneurship Development in Tunisia, especially during COVID-19 pandemic.
本文的主要目的是利用突尼斯的全国家庭数据，研究小额信贷对女性创业和赋权的影响。我们采用了逻辑回归和模糊集定性比较分析（fsQCA）来研究使用小额信贷的后果。我们发现，获得信贷对女性的工作、对收入增加的态度、微型项目的执行以及上学出勤率有积极且显著的影响。结果证实了小额信贷在突尼斯女性赋权和创业发展中的潜力，尤其是在新冠疫情期间。
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