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65 岁时获得联邦医疗保险资格和参保对移民和美国本土居民的影响。

Effects of Medicare eligibility and enrollment at age 65 among immigrants and US-born residents.

机构信息

Department of Health Policy and Management, College of Health Science, Korea University, Seoul, South Korea.

BK21 FOUR R&E Center for Learning Health Systems, Korea University, Seoul, South Korea.

出版信息

J Am Geriatr Soc. 2023 Sep;71(9):2845-2854. doi: 10.1111/jgs.18380. Epub 2023 Apr 18.

Abstract

BACKGROUND

Understanding the impacts of Medicare coverage among immigrants is of high policy importance, but there is currently limited evidence. In this study, we examined the effects of near universal access to Medicare coverage at age 65 years between immigrants and US-born residents.

METHODS

Using the 2007-2019 Medical Expenditure Panel Survey, we employed a regression discontinuity design, which exploits the eligibility for Medicare at age 65 years. Our outcomes were health insurance coverage, healthcare spending, access to and use of health care, and self-reported health status.

RESULTS

Medicare eligibility at age 65 led to significant increases in Medicare coverage among immigrants and US-born residents (74.6 [95% CI: 71.6-77.5] and 81.6 [95% CI: 80.5-82.7] percentage points). Medicare enrollment at age 65 decreased total healthcare spending and out-of-pocket spending by $1579 (95% CI: -2092 to 1065) and $423 (95% CI: -544 to 303) for immigrants and $1186 (95% CI: -2359 to 13) and $450 (95% CI: -774 to 127) for US-born residents. After Medicare enrollment at age 65, immigrants reported only limited improvements in overall access to and use of health care, but they reported significant increases in the use of high-value care (11.5 [95% CI: 6.8-16.2], 8.3 [95% CI: 6.0-10.6], 8.4 [95% CI: 1.0-15.8], and 2.3 [95% CI: 0.9-3.7] percentage points increase for colorectal cancer screening, eye examination for diabetes, influenza vaccine, and cholesterol measurement) and improvements in self-reported health (5.9 [95% CI: 0.9-10.8] and 4.8 [95% CI: 0.5-9.0] percentage points increase for good perceived physical and mental health). Medicare enrollment also increased prescription drug spending by $705 (95% CI: 292-1117), despite the unchanged use of prescription drugs. For US-born residents, use of high-value care, self-reported health, and prescription drug use and spending did not change substantially after Medicare enrollment.

CONCLUSION

Medicare has the potential to improve care among older adult immigrants.

摘要

背景

了解移民获得医疗保险覆盖的影响具有重要的政策意义,但目前证据有限。本研究旨在探讨接近普遍的 65 岁时获得医疗保险覆盖对移民和美国出生居民的影响。

方法

利用 2007-2019 年的医疗支出面板调查,我们采用回归不连续设计,利用 65 岁时获得医疗保险的资格。我们的结果是医疗保险覆盖、医疗支出、获得和使用医疗保健以及自我报告的健康状况。

结果

65 岁时的医疗保险资格导致移民和美国出生居民的医疗保险覆盖显著增加(74.6%[95%置信区间:71.6-77.5]和 81.6%[95%置信区间:80.5-82.7])。65 岁时参加医疗保险降低了移民和美国出生居民的总医疗支出和自付支出 1579 美元(95%置信区间:-2092 美元至 1065 美元)和 423 美元(95%置信区间:-544 美元至 303 美元),以及 1186 美元(95%置信区间:-2359 美元至 13 美元)和 450 美元(95%置信区间:-774 美元至 127 美元)。在 65 岁时参加医疗保险后,移民报告说,他们整体上获得和使用医疗保健的机会仅略有改善,但他们报告说,他们使用高价值医疗保健的机会显著增加(11.5%[95%置信区间:6.8-16.2]、8.3%[95%置信区间:6.0-10.6]、8.4%[95%置信区间:1.0-15.8]和 2.3%[95%置信区间:0.9-3.7]增加结肠癌筛查、糖尿病眼部检查、流感疫苗和胆固醇测量),自我报告的健康状况也有所改善(5.9%[95%置信区间:0.9-10.8]和 4.8%[95%置信区间:0.5-9.0]增加对良好的身体和精神健康的感知)。尽管处方药的使用没有改变,但参加医疗保险后,处方药支出增加了 705 美元(95%置信区间:292 美元至 1117 美元)。对于美国出生的居民,在参加医疗保险后,高价值医疗保健的使用、自我报告的健康状况以及处方药的使用和支出并没有发生实质性变化。

结论

医疗保险有可能改善老年移民的护理。

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