Department of Social and Health Sciences, Bar-Ilan University, Ramat-Gan, Israel.
Faculty of Social Work, Ashkelon Academic College, Ashkelon, Israel.
J Gerontol Soc Work. 2024 Feb-Mar;67(2):230-241. doi: 10.1080/01634372.2023.2246159. Epub 2023 Aug 10.
An older subjective age, or feeling older than one's chronological age, has been associated with increased financial exploitation vulnerability (FEV) among older adults. However, the mechanisms behind this relationship have not been examined. This study examined whether financial self-efficacy mediates the relationship between subjective age and FEV. Participants were 156 Israeli older adults ( age= 66.97, = 6.46) who responded to questionnaires of subjective age, FEV, and financial self-efficacy. Correlations indicated that an older subjective age was associated with reduced financial self-efficacy (= -.36, < .001) and increased FEV ( = .51, < .001). Testing the mediation model revealed an indirect effect of subjective age on FEV via financial self-efficacy ( = 1.57; bootstrapped 95% Cis [.80, 2.39]). Findings suggest that an older subjective age may reduce financial self-efficacy, thereby increasing FEV. Findings are discussed with regard to Stereotype Embodiment Theory and clinical implications are suggested.
主观年龄较大，即感觉自己比实际年龄大，与老年人的金融剥削脆弱性增加有关。然而，这种关系背后的机制尚未得到检验。本研究旨在检验财务自我效能感是否在主观年龄与金融剥削脆弱性之间起中介作用。参与者为 156 名以色列老年人（年龄=66.97，标准差=6.46），他们回答了关于主观年龄、金融剥削脆弱性和财务自我效能感的问卷。相关性分析表明，主观年龄较大与财务自我效能感降低（r=-.36，p<.001）和金融剥削脆弱性增加（r=.51，p<.001）有关。中介模型检验显示，主观年龄通过财务自我效能感对金融剥削脆弱性产生间接影响（β=1.57；Bootstrap 95%置信区间 [.80，2.39]）。研究结果表明，主观年龄较大可能会降低财务自我效能感，从而增加金融剥削脆弱性。本文根据刻板印象体现理论进行了讨论，并提出了临床意义。
