School of Economics, Hebei University, Baoding, 071002, Hebei, China.
Environ Sci Pollut Res Int. 2024 May;31(24):34981-34994. doi: 10.1007/s11356-024-33570-w. Epub 2024 May 8.
As an innovative financial instrument, green credit is a new driving force for environmental governance. To study the impact of green credit on environmental quality, this paper uses the provincial panel data from 2007 to 2020 to construct a panel model for analysis based on the comprehensive environmental quality index. At the same time, it discusses the mechanism and regional heterogeneity of green credit affecting environmental quality. The results show that green credit significantly improves the overall quality of the environment, which has a significant effect on air quality and green quality but has no significant impact on water quality and soil quality. Green credit improves environmental quality by improving green technology innovation and promoting industrial structure upgrading. At the same time, there is obvious heterogeneity in the environmental effect of green credit. Among them, the environmental quality improvement effect of the eastern region and the carbon emission pilot area is more evident than that of the central and western regions and the non-carbon emission pilot area. This paper has important implications for promoting the development of green credit and giving full play to the environmental effects of green credit to achieve sustainable goals.
作为一种创新性的金融工具，绿色信贷是环境治理的新动力。为了研究绿色信贷对环境质量的影响，本文利用 2007 年至 2020 年的省级面板数据，基于综合环境质量指数构建面板模型进行分析。同时，探讨了绿色信贷影响环境质量的机制和区域异质性。结果表明，绿色信贷显著提高了环境质量的整体水平，对空气质量和绿色质量有显著影响，但对水质和土壤质量没有显著影响。绿色信贷通过提高绿色技术创新水平和促进产业结构升级来改善环境质量。同时，绿色信贷的环境效应存在明显的异质性。其中，东部地区和碳排放试点地区的环境质量改善效果比中西部地区和非碳排放试点地区更为明显。本文对促进绿色信贷发展、充分发挥绿色信贷的环境效应以实现可持续发展目标具有重要意义。
