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老年人养老院护理的私人保险覆盖情况。

The elderly's private insurance coverage of nursing home care.

作者信息

Cafferata G L

出版信息

Am J Public Health. 1985 Jun;75(6):655-6. doi: 10.2105/ajph.75.6.655.

Abstract

About 40 per cent of Medicare beneficiaries had private insurance coverage of skilled nursing facilities (SNF) in 1977. Data from the 1977 National Medical Care Expenditure Survey show that among such persons, about 85 per cent had full coverage of Medicare's Part A copayments for days 21-100 but only 15.7 per cent had maximum coverage of at least 365 days of care or a benefit of $100,000 or more. The most comprehensive benefits are found among persons with middle or high incomes; more generous first-dollar coverage is found in the North Central and South regions, and more generous maximums in the West.

摘要

1977年,约40%的医疗保险受益人拥有专业护理机构(SNF)的私人保险。1977年全国医疗支出调查的数据显示,在这些人中,约85%的人在第21至100天的医疗保险A部分共付额方面有全额保险,但只有15.7%的人有至少365天护理的最高保险或10万美元及以上的保险金。最全面的福利在中高收入人群中出现;在中北部和南部地区,首次赔付的保险范围更慷慨,而在西部地区,最高赔付额度更慷慨。

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