Thekdi Shital, Tatar Unal, Santos Joost, Chatterjee Samrat
Robins School of Business, University of Richmond, Richmond, Virginia, USA.
Cybersecurity Department, University at Albany State University of New York, Albany, New York, USA.
Risk Anal. 2025 Apr;45(4):863-877. doi: 10.1111/risa.17640. Epub 2024 Sep 20.
There is growing interest in leveraging advanced analytics, including artificial intelligence (AI) and machine learning (ML), for disaster risk analysis (RA) applications. These emerging methods offer unprecedented abilities to assess risk in settings where threats can emerge and transform quickly by relying on "learning" through datasets. There is a need to understand these emerging methods in comparison to the more established set of risk assessment methods commonly used in practice. These existing methods are generally accepted by the risk community and are grounded in use across various risk application areas. The next frontier in RA with emerging methods is to develop insights for evaluating the compatibility of those risk methods with more recent advancements in AI/ML, particularly with consideration of usefulness, trust, explainability, and other factors. This article leverages inputs from RA and AI experts to investigate the compatibility of various risk assessment methods, including both established methods and an example of a commonly used AI-based method for disaster RA applications. This article utilizes empirical evidence from expert perspectives to support key insights on those methods and the compatibility of those methods. This article will be of interest to researchers and practitioners in risk-analytics disciplines who leverage AI/ML methods.
利用包括人工智能(AI)和机器学习(ML)在内的先进分析技术进行灾害风险分析(RA)应用的兴趣与日俱增。这些新兴方法通过依赖数据集的“学习”,在威胁可能迅速出现和转变的环境中提供了前所未有的风险评估能力。与实践中常用的一套更为成熟的风险评估方法相比,有必要了解这些新兴方法。这些现有方法通常被风险界所接受,并在各种风险应用领域中得到应用。新兴方法在RA领域的下一个前沿是深入了解如何评估这些风险方法与AI/ML最新进展的兼容性,特别是考虑到实用性、可信度、可解释性和其他因素。本文利用RA和AI专家的意见,研究各种风险评估方法的兼容性,包括既定方法和一种用于灾害RA应用的常用基于AI的方法示例。本文利用专家观点的实证证据来支持关于这些方法及其兼容性的关键见解。本文将对利用AI/ML方法的风险分析学科的研究人员和从业者具有吸引力。