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恢复医疗补助资格重新审定:整体保险覆盖范围变化不大。

Resumption Of Medicaid Eligibility Redeterminations: Little Change In Overall Insurance Coverage.

机构信息

Sumedha Gupta (

Christopher Behrer, Duke University, Durham, North Carolina.

出版信息

Health Aff (Millwood). 2024 Nov;43(11):1518-1527. doi: 10.1377/hlthaff.2024.00641. Epub 2024 Oct 23.

DOI:10.1377/hlthaff.2024.00641
PMID:39442020
Abstract

In anticipation of the end of the COVID-19 public health emergency, Congress ended the Medicaid continuous coverage requirement on March 31, 2023, allowing states to terminate coverage for ineligible people and resume eligibility determinations through a process known as unwinding. Although administrative data have documented substantial declines in Medicaid enrollment since April 2023, the impact on uninsurance is unknown. Using data from the Census Bureau's Household Pulse Survey, we estimated the early effect of Medicaid unwinding on insurance coverage among people ages 19-64. We found that within the first three months of unwinding, the number of people self-reporting Medicaid coverage declined by approximately two million, and there was a much smaller, statistically insignificant decline in overall coverage of approximately 467,000 people. It appears that for many people, the availability of employer-sponsored insurance and other private coverage offset Medicaid coverage loss. These results suggest that the resumption of redeterminations has had less impact on uninsurance than was initially feared. Our findings highlight the importance of tracking coverage transitions during unwinding. By identifying populations at risk for uninsurance after Medicaid loss, these data could enhance the effectiveness of state outreach and enrollment assistance for people eligible for Marketplace coverage and subsidies.

摘要

为应对 COVID-19 公共卫生紧急事件结束,国会于 2023 年 3 月 31 日终止了医疗补助计划的连续参保要求,允许各州终止不符合条件的人的参保,并通过所谓的“逐步取消”恢复资格认定程序。尽管行政数据记录显示自 2023 年 4 月以来医疗补助计划的参保人数大幅下降,但对保险覆盖范围的影响尚不清楚。利用人口普查局家庭脉搏调查的数据,我们估计了医疗补助计划逐步取消对 19-64 岁人群保险覆盖范围的早期影响。我们发现,在逐步取消的头三个月内,自我报告医疗补助计划覆盖范围的人数减少了约 200 万,而总体覆盖范围的减少则要小得多,统计学上也没有显著意义,约为 46.7 万人。似乎对于许多人来说,雇主赞助的保险和其他私人保险的可获得性弥补了医疗补助计划覆盖范围的损失。这些结果表明,重新确定资格的恢复对保险范围的影响低于最初的担忧。我们的研究结果强调了在逐步取消过程中跟踪覆盖范围变化的重要性。通过确定失去医疗补助计划后面临保险范围风险的人群,这些数据可以提高针对有资格获得市场保险和补贴人群的州外展和注册援助的效果。

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