Ward W J
Health Care Manage Rev. 1983 Spring;8(2):73-7.
Outpatient treatment of cancer patients, often medically and psychologically sound, results in great savings for insurers but increased out-of-pocket expenses to patients. If insurers were to reimburse for nonmedical out-of-pocket costs as well as medical, this disincentive to deinstitutionalization would be removed.
癌症患者的门诊治疗通常在医学和心理方面都是合理的，这为保险公司节省了大量费用，但患者的自付费用却增加了。如果保险公司不仅报销医疗方面的自付费用，还报销非医疗方面的自付费用，那么这种阻碍非机构化治疗的因素就会消除。
