Leonard L R
Am J Law Med. 1982 Summer;8(2):153-73.
Approximately 1.3 million of our nation's elderly live in nursing homes. Despite the increasingly important role of Medicare and Medicaid, many must bear the costs of their care. This Note examines one means of financing nursing home care--the life care contract. These require residents to pay an entrance fee and transfer to the nursing home all or part of their property in return for the home's promise to provide care for the remainder of the resident's life. The Note discusses the potential problem a life care resident may face, such as substandard living conditions or a home's financial instability. It concludes by delineating steps that potential residents can take in constructing life care contracts to ensure protection of their rights and needs.
我国约有130万老年人住在养老院。尽管医疗保险和医疗补助计划的作用日益重要,但许多人仍须承担护理费用。本短文探讨了一种养老院护理融资方式——终身护理合同。这些合同要求居民支付入住费,并将其全部或部分财产转让给养老院,以换取养老院承诺在居民余生提供护理服务。短文讨论了终身护理居民可能面临的潜在问题,如生活条件不达标或养老院财务不稳定。短文最后阐述了潜在居民在签订终身护理合同时可以采取的步骤,以确保自身权利和需求得到保护。