Grace T W, Beckley S L
Ohio State University in Columbus, USA.
J Am Coll Health. 1995 Sep;44(2):43-9. doi: 10.1080/07448481.1995.9937510.
Qualified Student Health Plans (QSHPs) have gained increasing support since the authors introduced the proposal to the field of college health in 1994. This article answers 10 of the most frequently asked questions about QSHPs and summarizes changes in the proposal that have resulted from discussions among college health professionals throughout the country. The QSHP proposal, which has been endorsed by the board of directors of the American College Health Association, offers the following benefits for the college health field and for students: It is founded on the traditional prepaid college health model and assures that control remains with higher education; participation is voluntary for employers and for institutions of higher education; no new tax funding is required; QSHPs preclude state interference and provide employers with incentives to contribute to the cost of student healthcare; both the cost of student health insurance and duplication of coverage are reduced and benefits are shifted to where the students live; the problem of uninsured and underinsured students is eliminated at participating institutions. With incremental healthcare reform continuing at the state level, the time to move forward with the proposal is viewed as ideal.
自作者于1994年向大学健康领域提出该提案以来，合格学生健康计划（QSHPs）得到了越来越多的支持。本文回答了关于QSHPs最常被问到的10个问题，并总结了该提案因全国各地大学健康专业人员的讨论而产生的变化。QSHP提案已得到美国大学健康协会董事会的认可，为大学健康领域和学生提供了以下好处：它基于传统的预付大学健康模式，并确保控制权仍掌握在高等教育机构手中；雇主和高等教育机构可自愿参与；无需新的税收资金；QSHPs可防止国家干预，并为雇主提供激励措施，促使其为学生医疗保健费用做出贡献；学生健康保险成本和保险覆盖范围的重复都有所降低，福利转移到了学生居住的地方；参与该计划的机构消除了未参保和保险不足学生的问题。随着州一级渐进式医疗改革的持续推进，推进该提案的时机被认为是理想的。
