Oldinger E
Nord Med. 1995;110(6-7):176-9.
Voluntary insurance for the compensation of patients for damage sustained in health care was introduced in Sweden 20 years ago and similar systems exist in Finland, Denmark and Norway. This type of insurance is, or is in the process of becoming, statutory. The basic principle is that the apportioning of blame to any individual(s) is not a prerequisite for compensation to be paid out for injury sustained by a patient. Owing to hospital proprietors and care givers having taken out patient insurance policies with approved insurance companies, it has been possible for damages to be compensated in accordance with current insurance norms and the frequency of lawsuits arising from injury sustained in health care has been minimised. This type of insurance is universally accepted, and has often enabled unfortunate confrontations between doctors and patients to be avoided.
20年前瑞典引入了患者医疗损害赔偿自愿保险，芬兰、丹麦和挪威也存在类似制度。这类保险已成为或正在成为法定保险。基本原则是，在支付患者所受伤害的赔偿金时，并不以确定责任归咎于任何个人为先决条件。由于医院所有者和护理人员已向经批准的保险公司购买了患者保险单，因此有可能按照现行保险规范对损害进行赔偿，并将医疗保健中受伤引发的诉讼频率降至最低。这类保险已被普遍接受，并且常常能够避免医生与患者之间不幸的冲突。
