Murphy E K
University of Wisconsin, Milwaukee, School of Nursing, USA.
AORN J. 1998 Jun;67(6):1234-6. doi: 10.1016/s0001-2092(06)62610-0.
Nurses' professional obligations to their patients include financial accountability. Whether nurses best provide this through self-insurance, coverage by an employer's insurance policy, or by purchase of an individual policy remains a personal decision. Changes in law and the health care market, however, should prompt a revisiting of this decision because the relative costs and benefits of each option may have changed. The pace of these changes, the unexpected consequences of some of the legal changes, and the individual differences in each nurse's situation may require seeking legal counsel to identify and evaluate the risk/benefits in that situation. The cost of that counsel may well exceed the cost of the policy premium.
护士对患者的职业责任包括财务责任。护士是通过自我保险、雇主的保险政策覆盖还是购买个人保险来最好地履行这一责任，仍然是个人的决定。然而，法律和医疗保健市场的变化应该促使重新审视这一决定，因为每种选择的相对成本和收益可能已经改变。这些变化的速度、一些法律变化的意外后果以及每位护士情况的个体差异，可能需要寻求法律顾问来识别和评估该情况下的风险/收益。法律顾问的费用很可能超过保险费。
