英国的遗传学与保险：为何不止大西洋将英语国家分隔开来。

Genetics and insurance in Britain: why more than just the Atlantic divides the English-speaking nations.

作者信息

Wilkie T

机构信息

Biomedical Ethics, the Wellcome Trust, London, UK.

出版信息

Nat Genet. 1998 Oct;20(2):119-21. doi: 10.1038/2416.

DOI:10.1038/2416

PMID:9771702

Abstract

The British Government's official advisory committee on genetics has recommended a moratorium on the disclosure of genetic test results for life insurance until predictions based on such tests can be validated as actuarially important. In contrast, the trade association of the British insurance industry believes that genetic tests relating to eight conditions can yield information useful for life insurance. Although the Government has yet to respond, the debate is already moving on to genetic testing and the funding of health care for the elderly.

摘要

英国政府关于遗传学的官方咨询委员会建议，在基于基因检测的预测能够被证实具有重要精算意义之前，暂停向人寿保险公司披露基因检测结果。相比之下，英国保险业行业协会认为，与八种疾病相关的基因检测能够提供对人寿保险有用的信息。尽管政府尚未作出回应，但这场辩论已经转向基因检测以及老年人医疗保健的资金问题。