Berman H J, Klein D
Blue Cross and Blue Shield of Rochester, NY.
Hosp Health Serv Adm. 1992 Spring;37(1):3-11.
This essay proposes a multiple-part solution to the health care affordability crisis. Solution elements include: changing the most commonly held health insurance product to a plan with high-deductible design, and reinstituting community-based health planning. It is proposed that the federal tax code be used to create incentives to change the most commonly held benefit. Further, it is suggested that "capital licenses" be provided to support health planning.
本文提出了一个针对医疗保健可负担性危机的多部分解决方案。解决方案要素包括：将最常见的医疗保险产品转变为高免赔额设计的计划，并重新建立基于社区的健康规划。建议利用联邦税法来创造激励措施，以改变最常见的福利。此外，建议提供“资本许可”以支持健康规划。
