Pawłowska Z, Rzepecki J
Department of Safety and Health Management, Central Institute for Labour Protection, Warsaw, Poland.
Int J Occup Saf Ergon. 2000;Spec No:71-83. doi: 10.1080/10803548.2000.11105109.
The most common type of economic incentive used in the field of health and safety is experience rating of insurance premiums. The impact of this incentive on occupational health and safety (OHS) costs in the company was analysed by comparing insurance costs with other OHS costs associated with inadequate working conditions, such as accident costs borne by a company. Accident costs were estimated on the basis of research carried out in 10 companies. Insurance costs and their adjustments according to the health and safety level in a company were calculated according to an experience rating model developed in the Central Institute for Labour Protection.
健康与安全领域最常见的经济激励方式是保险费的经验费率。通过将保险成本与公司因工作条件不足而产生的其他职业健康与安全（OHS）成本（如公司承担的事故成本）进行比较，分析了这种激励对公司职业健康与安全成本的影响。事故成本是根据对10家公司开展的研究估算得出的。保险成本及其根据公司健康与安全水平进行的调整是根据中央劳动保护研究所开发的经验费率模型计算得出的。
