Bailit H L, Raskin M, Reisine S, Chiriboga D
Am J Public Health. 1979 Jul;69(7):699-703. doi: 10.2105/ajph.69.7.699.
Methods for controlling dental care expenditures are taking on greater importance with the rapid increase in prepaid dental plans. The use of regulatory systems to monitor provider performance are necessary to prevent gross over-utilization but are unlikely to result in net savings of more than five per cent of total gross premiums. Theoretically, prepaid group dental practice (PGDP) may reduce expenditures by changing the mix of services patients receive. The modest estimated savings and the small number of PGDPs presently in operation limit the importance of this alternative for the next five to ten years. If substantial reductions in dental expenditures are to be obtained, it will be necessary to limit dental insurance plans to cover only those services which have demonstrated cost-effectiveness in improving health for the majority of people. The concept that richer benefit plans may have small marginal effects on improving oral health may not be easy for the public to accept but, until they do, expenditures for dental care will be difficult to control.
随着预付牙科计划的迅速增加,控制牙科护理支出的方法变得越来越重要。使用监管系统来监测提供者的表现对于防止过度使用是必要的,但不太可能使净节省超过总保费的5%。从理论上讲,预付团体牙科执业(PGDP)可能通过改变患者接受的服务组合来减少支出。目前估计的适度节省以及运营中的PGDP数量较少,限制了这种替代方案在未来五到十年的重要性。如果要大幅降低牙科支出,就有必要限制牙科保险计划,使其仅涵盖那些在改善大多数人健康方面已证明具有成本效益的服务。更丰富的福利计划可能对改善口腔健康只有微小的边际影响,这一概念可能不容易被公众接受,但在他们接受之前,牙科护理支出将难以控制。