Glied S, Stabile M
Division of Health Policy and Management, Mailman School of Public Health, Columbia University, New York, NY 10032, USA.
Inquiry. 2000 Fall;37(3):295-303.
This article examines the experience of cohorts of young American men to see how and why their employer-provided health insurance coverage has changed over time. It explores changes in the structure of the labor market, changes in the cost of employer-provided health insurance, and changes in the composition of wages and benefits offered to employees. We find that increases in the cost of health insurance rather than changes in the structure of the labor market are the principal cause of the observed decline in employer-provided health insurance coverage across all cohorts.
本文考察了美国年轻男性群体的经历，以了解他们由雇主提供的医疗保险覆盖范围如何以及为何随时间发生了变化。它探讨了劳动力市场结构的变化、雇主提供医疗保险的成本变化，以及提供给员工的工资和福利构成的变化。我们发现，医疗保险成本的增加而非劳动力市场结构的变化，是所有群体中观察到的雇主提供医疗保险覆盖范围下降的主要原因。
