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This chapter is primarily an overview of the physician's need for insurance; of necessity, it is not a detailed examination. Each individual physician should review personal insurance needs thoroughly with a reputable insurance agent, handling property and casualty insurance, and a life insurance agent with respect to need for life insurance and accident, sickness, and medical insurance. As mentioned earlier in this chapter, an attorney should review any lease for office space or any lease that the physician might have with tenants of a building that he or she owns. The attorney can advise as to one's liability exposure, and the professional insurance agent then can provide the necessary insurance program to cover exposure to that risk. One final comment. Insurance policies are imortant papers: They should always be protected.
本章主要概述医生对保险的需求；必然地，这并非详尽的审视。每位医生都应就个人保险需求与一位信誉良好的处理财产和意外险的保险代理人，以及一位就人寿保险、意外、疾病和医疗保险需求的人寿保险代理人进行全面审查。如本章前文所述，律师应审查任何办公场地租赁协议，或医生与其所拥有建筑物的租户可能签订的任何租赁协议。律师可以就个人的责任风险提供建议，然后专业保险代理人可以提供必要的保险计划以涵盖该风险敞口。最后一点。保险单是重要文件：应始终妥善保管。
