EBRI Issue Brief. 2003 May(257):1-37.
The Employee Benefit Research Institute (EBRI) is a nonpartisan, nonprofit public policy research organization based in Washington, DC, that has been researching economic security issues for almost 25 years. Founded in 1978, its mission is to contribute to, encourage, and enhance the development of sound employee benefit programs and sound public policy through objective research and education. EBRI does not lobby and does not take positions on legislative proposals. EBRI receives funding from individuals, employers of all types, unions, foundations, and government. EBRI's research work has focused on retirement- and health-related issues, particularly involving pension/retirement plan coverage and health insurance coverage in the employment-based benefits system. EBRI is a major source of unbiased data on the uninsured and current trends involving 401(k), IRA, and traditional pension-type retirement plans. EBRI research programs also include economic modeling of Social Security reform proposals and development of the EBRI/ICI 401(k) database, the largest and most detailed of its kind. This EBRI Special Report/Issue Brief (May 2003) synthesizes highlights of recent EBRI research on health issues. The next Issue Brief (June 2003) will present recent EBRI research on retirement benefits. It should be stressed that this document contains only highlights of EBRI's collection of research and analysis; for greater detail and information, visit EBRI's Web site (www.ebri.org) or contact EBRI directly.
员工福利研究协会（EBRI）是一家无党派、非营利性的公共政策研究机构，位于华盛顿特区，近25年来一直致力于研究经济安全问题。该协会成立于1978年，其使命是通过客观的研究和教育，为健全的员工福利计划和合理的公共政策的发展做出贡献、予以鼓励并加以促进。EBRI不进行游说活动，也不对立法提案表明立场。EBRI的资金来源包括个人、各类雇主、工会、基金会和政府。EBRI的研究工作主要集中在与退休和健康相关的问题上，特别是就业型福利体系中的养老金/退休计划覆盖范围和医疗保险覆盖范围。EBRI是有关未参保人员以及涉及401(k)、个人退休账户（IRA）和传统养老金型退休计划的当前趋势的公正数据的主要来源。EBRI的研究项目还包括对社会保障改革提案的经济建模，以及开发EBRI/投资公司协会（ICI）401(k)数据库，该数据库是同类中规模最大、最详细的。这份EBRI特别报告/问题简报（2003年5月）综合了EBRI近期关于健康问题研究的要点。下一期问题简报（2003年6月）将介绍EBRI近期关于退休福利的研究。需要强调的是，本文件仅包含EBRI研究与分析成果的要点；如需更详细的信息，请访问EBRI的网站（www.ebri.org）或直接联系EBRI。
