Holve Erin, Brodie Mollyann, Levitt Larry
Henry J. Kaiser Family Foundation, Washington, DC, USA.
Manag Care Interface. 2003 Sep;16(9):19-24.
Previous researchers have documented that very small businesses (3-24 workers) are less likely to offer employees health insurance than larger corporations. This study supplements previous findings on the prevalence of health insurance among small firms. The authors also attempt to illuminate reasons behind coverage decisions by interviewing small business owners and executives, who most often make health benefits decisions on behalf of their employees. The study examines attitudes about health insurance, opinions, and practices in these very small firms, and the response of small business owners to policy alternatives designed to expand coverage in small businesses.
此前的研究人员已记录表明，小型企业（3至24名员工）相比大公司为员工提供医疗保险的可能性更低。本研究补充了此前关于小公司医疗保险普及率的研究结果。作者们还试图通过采访小企业主和高管来阐明保险覆盖决策背后的原因，这些人通常代表员工做出医保福利决策。该研究考察了这些超小型企业对医疗保险的态度、看法及做法，以及小企业主对旨在扩大小企业医保覆盖范围的政策选择的反应。
