Conrad Kendon J, Matters Michael D, Luchins Daniel J, Hanrahan Patricia, Quasius Danielle L, Lutz George
School of Public Health, University of Illinois at Chicago, 1601 W. Taylor Street, 60612 USA.
J Appl Meas. 2006;7(2):206-24.
A measure of the tendency to mismanage money was developed in an evaluation of a representative payee program for individuals with serious mental illnesses. A conceptual model was composed to guide item development, and items were tested, revised, added, and rejected in three waves of data collection. Rasch analyses were used to examine measurement properties. The resulting Money Mismanagement Measure (M3) consisted of 28 items with a Rasch person reliability at .72. Restriction of range was likely responsible for the low Rasch reliability. Validity analyses supported the construct validity of the M3. Subsequently, a cross-validation study was conducted on an untreated sample not as susceptible to range restriction. The M3 produced a Rasch person reliability = .85 with good validity. The M3 fills a gap that can facilitate research in the understudied area of money mismanagement.
在对一项针对严重精神疾病患者的代表性收款人计划的评估中，开发了一种衡量理财不善倾向的方法。构建了一个概念模型来指导项目开发，并在三轮数据收集过程中对项目进行了测试、修订、添加和剔除。使用拉施分析来检验测量属性。最终的理财不善衡量指标（M3）由28个项目组成，拉施个体信度为0.72。范围限制可能是导致拉施信度较低的原因。效度分析支持了M3的结构效度。随后，对一个不易受范围限制影响的未治疗样本进行了交叉验证研究。M3的拉施个体信度为0.85，效度良好。M3填补了一个空白，有助于在研究较少的理财不善领域开展研究。
