Urriola Rafael
FONASA, Monjitas 665, Santiago, Chile.
Rev Panam Salud Publica. 2006 Oct;20(4):273-86. doi: 10.1590/s1020-49892006000900013.
This piece begins with a brief discussion of the concepts leading to the social right to health protection. Special emphasis is placed on the principle of social cohesion, which has influenced social health protection in European countries. Chile's experience in this field from the 1990s to the present is described, as exemplified in three dimensions. In the first place, social security coverage is presented as a means to achieve universal (horizontal) coverage. A discussion follows on vertical coverage, where the author identifies health problems for which insured persons have guaranteed rights of access to medical care. This section describes available emergency care, primary health care, and the special plan for Universal Access to Explicit Guarantees (Acceso Universal de Garantías Explícitas de salud, or AUGE). Thirdly, the discussion covers the funding sources supporting the Chilean health care system: Government subsidies, contributions to social security, and out-of-pocket disbursements for private care. Chile's public health system has various special programs. One of them is catastrophic insurance, which covers 100% of the care needed for complex and very costly treatments. Older persons (over 65) have coverage for 100% of the cost of eyeglasses and hearing aids, and for 50% of the cost of home care. If life expectancy is an appropriate indicator of health system results, it is worth noting that Chile and the United States of America have both achieved a life expectancy of 77 years, even though Chile spends only 5.9% of its gross domestic product on health care, as compared to the 15% spent by the United States.
本文开篇简要讨论了促成健康保护社会权利的相关概念。特别强调了社会凝聚力原则,该原则对欧洲国家的社会健康保护产生了影响。文中描述了智利自20世纪90年代至今在这一领域的经验,并从三个方面进行了举例说明。首先,将社会保障覆盖范围作为实现全民(横向)覆盖的一种手段进行了阐述。接着讨论了纵向覆盖,作者在此确定了被保险人有权获得医疗服务保障的健康问题。本节介绍了现有的急诊护理、初级卫生保健以及全民明确保障计划(Acceso Universal de Garantías Explícitas de salud,简称AUGE)。第三,讨论涵盖了支持智利医疗保健系统的资金来源:政府补贴、社会保障缴款以及私人护理的自付费用。智利的公共卫生系统有各种特殊项目。其中之一是灾难性保险,它涵盖了复杂且费用高昂的治疗所需的100%护理费用。老年人(65岁以上)可获得100%的眼镜和助听器费用保障,以及50%的家庭护理费用保障。如果预期寿命是衡量卫生系统成果的一个合适指标,那么值得注意的是,智利和美利坚合众国的预期寿命均达到了77岁,尽管智利在医疗保健方面的支出仅占其国内生产总值的5.9%,而美国的这一比例为15%。