Kritzer B E
Soc Secur Bull. 1996 Fall;59(3):45-55.
In 1981, Chile introduced a new approach to social insurance, a system of individual capitalization accounts financed solely by the employee. This new privatized system was an improvement over Chile's failing pay-as-you-go arrangement. As many countries worldwide are facing financial problems with their social security system, they are now looking to the Chilean model in trying to find solutions. This article describes the conditions that led to the new system, the transition, and details of the new privatized system.
1981年，智利引入了一种新的社会保险模式，即完全由雇员出资的个人资本账户制度。这种新的私有化体系相较于智利失败的现收现付制有所改进。由于全球许多国家的社会保障体系都面临财务问题，它们如今正参照智利模式寻求解决方案。本文介绍了催生新体系的条件、转型过程以及新私有化体系的细节。
