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2007年的健康福利情况:保费涨幅降至八年低点,而提供率和参保率保持稳定。

Health benefits in 2007: premium increases fall to an eight-year low, while offer rates and enrollment remain stable.

作者信息

Claxton Gary, Gabel Jon, DiJulio Bianca, Pickreign Jeremy, Whitmore Heidi, Finder Benjamin, Jacobs Paul, Hawkins Samantha

机构信息

Health Care Marketplace Project, Henry J. Kaiser Family Foundation (KFF), Washington, DC, USA.

出版信息

Health Aff (Millwood). 2007 Sep-Oct;26(5):1407-16. doi: 10.1377/hlthaff.26.5.1407.

DOI:10.1377/hlthaff.26.5.1407
PMID:17848452
Abstract

This paper reports findings from a survey of 1,997 public and private employers with three or more workers, conducted during the first five months of 2007. Premiums increased 6.1 percent from spring 2006 to spring 2007--the lowest rate of increase since 1999. Enrollment in different types of health plans did not change significantly, and high-deductible health plans with a savings option did not experience major growth in enrollment. Despite the comparatively modest increase in premiums during a period of strong economic growth, the percentage of workers obtaining coverage from their employer remained statistically unchanged.

摘要

本文报告了2007年头五个月对1997家拥有三名及以上员工的公共和私人雇主进行调查的结果。从2006年春季到2007年春季,保费上涨了6.1%,这是自1999年以来的最低增长率。不同类型健康保险计划的参保人数没有显著变化,带有储蓄选项的高免赔额健康计划的参保人数也没有大幅增长。尽管在经济强劲增长时期保费增长相对适度,但从雇主那里获得保险的员工比例在统计上仍保持不变。

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