Bollag Y
Academy of Swiss Insurance Medicine, Universitätsspital Basel.
Ther Umsch. 2007 Aug;64(8):403-8. doi: 10.1024/0040-5930.64.8.403.
The precise and correct understanding of terms in insurance medicine like incapacity to work, occupational disability and disability by physicians in general praxis and as experts is of great importance for patients. Swiss physicians are first of all requested to presumably judge incapacity to work retrospectively with regard to the previous professional activities and prospectively taking into account alternative activities that can be envisaged after appropriate medical measures. In contrast occupational disability and disability in the legal sense require a permanent and important impairment of the health status ensuing economical losses in the labour market.
对于患者而言，普通执业医师和专家医师准确、正确地理解保险医学中的术语，如工作能力丧失、职业残疾和伤残至关重要。首先要求瑞士医师根据先前的职业活动对工作能力丧失进行回顾性推测，并前瞻性地考虑在采取适当医疗措施后可设想的替代活动。相比之下，职业残疾和法律意义上的伤残要求健康状况受到永久性且重大的损害，进而导致劳动力市场上的经济损失。
