Urban Institute in Washington, DC, USA.
Health Aff (Millwood). 2009 Nov-Dec;28(6):w1079-87. doi: 10.1377/hlthaff.28.6.w1079. Epub 2009 Oct 1.
The national health reform debate continues to draw on Massachusetts' 2006 reform initiative, with a focus on sustaining employer-sponsored insurance. This study provides an update on employers' responses under health reform in fall 2008, using data from surveys of working-age adults. Results show that concerns about employers' dropping coverage or scaling back benefits under health reform have not been realized. Access to employer coverage has increased, as has the scope and quality of their coverage as assessed by workers. However, premiums and out-of-pocket costs have become more of an issue for employees in small firms.
国家医疗改革辩论继续借鉴马萨诸塞州 2006 年的改革倡议，重点是维持雇主赞助的保险。本研究使用对劳动年龄成年人的调查数据，提供了 2008 年秋季医疗改革下雇主反应的最新情况。结果表明，人们对雇主在医疗改革下停止提供保险或缩减福利的担忧并未成为现实。雇主保险的覆盖面有所增加，员工对其保险的范围和质量的评估也有所提高。然而，保费和自付费用已成为小公司员工的一个问题。
