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2007 - 2008年美国私人医疗保险对18 - 64岁成年人获得和使用医疗保健服务的影响:保险计划类型的作用

Impact of type of insurance plan on access and utilization of health care services for adults aged 18-64 years with private health insurance: United States, 2007-2008.

作者信息

Cohen Robin A

机构信息

Centers for Disease Control and Prevention's National Center for Health Statistics, Division of Health Interview Statistics, Hyattsville, Maryland 20782, USA.

出版信息

NCHS Data Brief. 2010 Feb(28):1-8.

PMID:20167150
Abstract

Data from the National Health Interview Survey. Almost 18% of adults under age 65 with private health insurance were enrolled in some type of high deductible health plan (HDHP), including 5% who were enrolled in a consumer-directed health plan (CDHP), 2% with a flexible spending account (FSA) for medical expenses, and 12% in a HDHP-only plan. Approximately 17% of adults aged 18-64 years enrolled in an HDHP had unmet medical or prescription drug needs due to cost, compared with 10% among adults aged 18-64 years enrolled in a traditional health plan only (no FSA). Privately insured adults aged 18-64 years with an FSA or health savings account (HSA) were more likely to receive a flu shot or have contact with an eye doctor in the past 12 months than those with neither an FSA nor an HSA.

摘要

来自国家健康访谈调查的数据。在65岁以下拥有私人医疗保险的成年人中,近18%参加了某种类型的高免赔额健康计划(HDHP),其中5%参加了消费者导向型健康计划(CDHP),2%拥有用于医疗费用的灵活支出账户(FSA),12%仅参加了高免赔额健康计划。在参加高免赔额健康计划的18 - 64岁成年人中,约17%因费用问题有未满足的医疗或处方药需求,而仅参加传统健康计划(无灵活支出账户)的18 - 64岁成年人中这一比例为10%。在过去12个月里,拥有灵活支出账户或健康储蓄账户(HSA)的18 - 64岁有私人保险的成年人比既没有灵活支出账户也没有健康储蓄账户的成年人更有可能接种流感疫苗或看眼科医生。

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