Clemens Norman A
Case Western Reserve University, USA.
J Psychiatr Pract. 2010 Mar;16(2):115-9. doi: 10.1097/01.pra.0000369972.10650.5a.
Full parity of health insurance benefits for treatment of mental illness, including substance use disorders, is a major achievement. However, the newly-published regulations implementing the legislation strongly endorse aggressive managed care as a way of containing costs for the new equality of coverage. Reductions in "very long episodes of out-patient care," hospitalization, and provider fees, along with increased utilization, are singled out as achievements of managed care. Medical appropriateness as defined by expert medical panels is to be the basis of authorizing care, though clinicians are familiar with a history of insurance companies' application of "medical necessity" to their own advantage. The regulations do not single out psychotherapy for attention, but long-term psychotherapy geared to the needs of each patient appears to be at risk. The author recommends that the mental health professions strongly advocate for the growing evidence base for psychotherapy including long-term therapy for complex mental disorders; respect for the structure and process of psychotherapy individualized to patients' needs; awareness of the costs of aggressive managed care in terms of money, time, administrative burden, and interference with the therapy; and recognition of the extensive training and experience required to provide psychotherapy as well as the stresses and demands of the work. Parity in out-of-network benefits could lead to aggressive management of care given by non-network practitioners. Since a large percentage of psychiatrists and other mental health professionals stay out of networks, implementation of parity for out-of-network providers will have to be done in a way that respects the conditions under which they would be willing and able to provide services, especially psychotherapy, to insured patients. The shortage of psychiatrists makes this an important access issue for the insured population in need of care.
实现包括物质使用障碍在内的精神疾病治疗的医疗保险福利完全平等是一项重大成就。然而,新发布的实施该立法的规定大力支持积极的管理式医疗,将其作为控制新平等保险覆盖成本的一种方式。减少“非常长的门诊护理疗程”、住院次数和医疗服务提供者费用,以及提高利用率,被视为管理式医疗的成就。由专家医疗小组定义的医疗适宜性将作为授权护理的基础,尽管临床医生熟知保险公司将“医疗必要性”用于自身利益的历史。这些规定并未特别提及心理治疗,但针对每位患者需求的长期心理治疗似乎面临风险。作者建议精神卫生专业人士大力倡导心理治疗(包括针对复杂精神障碍的长期治疗)日益增多的证据基础;尊重根据患者需求个性化定制的心理治疗的结构和过程;意识到积极的管理式医疗在金钱、时间、行政负担以及对治疗的干扰方面的成本;认识到提供心理治疗所需的广泛培训和经验以及工作的压力和要求。网络外福利平等可能导致对非网络从业者提供的护理进行积极管理。由于很大比例的精神科医生和其他精神卫生专业人士不在网络内,因此必须以尊重他们愿意并能够为参保患者提供服务(尤其是心理治疗)的条件的方式来实施网络外提供者的平等福利。精神科医生短缺使得这成为有护理需求的参保人群的一个重要就医问题。