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美国提供牙科保险的雇主特征。

Characteristics of employers offering dental coverage in the United States.

机构信息

Division of Health Services Research, Department of Health Promotion and Policy, Dental School, University of Maryland, Baltimore, MD 21201, USA.

出版信息

J Am Dent Assoc. 2010 Jun;141(6):700-11. doi: 10.14219/jada.archive.2010.0261.

DOI:10.14219/jada.archive.2010.0261
PMID:20516103
Abstract

BACKGROUND

The authors conducted a study to describe the current market for dental benefit offerings by employers and to describe the number and percentage of establishments that offer dental care coverage.

METHODS

The authors examined the 2006 Medical Expenditure Panel Survey-Insurance Component and describe the number and percentage of establishments that offered at least one health insurance plan; establishments that offered dental insurance; and, of those establishments that offered at least one health insurance plan, the percentage that offered a dental insurance plan.

RESULTS

The study results show that 56 percent of all establishments offered health insurance in 2006. Approximately 35 percent of all establishments and 63 percent of establishments that offered health insurance offered dental insurance in 2006.

CONCLUSIONS

The difference in employee coverage rates between health insurance and dental insurance is reflected largely in the rates at which employers offered health insurance and dental insurance coverage in 2006.

PRACTICE IMPLICATIONS

By understanding these analyses, practitioners will be better positioned to provide care, improve access and respond to changes in the health care coverage marketplace.

摘要

背景

作者进行了一项研究,旨在描述雇主提供牙科福利的现状,并描述提供牙科保健覆盖的机构数量和百分比。

方法

作者检查了 2006 年医疗支出面板调查-保险部分,并描述了提供至少一种健康保险计划的机构数量和百分比;提供牙科保险的机构;以及,在提供至少一种健康保险计划的机构中,提供牙科保险计划的百分比。

结果

研究结果表明,2006 年所有机构中有 56%提供健康保险。2006 年,约有 35%的所有机构和 63%提供健康保险的机构提供了牙科保险。

结论

健康保险和牙科保险的员工覆盖率差异主要反映在 2006 年雇主提供健康保险和牙科保险覆盖的比率上。

实践意义

通过了解这些分析,从业者将更好地定位自己,以提供护理、改善获得服务的机会,并应对医疗保健覆盖市场的变化。

相似文献

1
Characteristics of employers offering dental coverage in the United States.美国提供牙科保险的雇主特征。
J Am Dent Assoc. 2010 Jun;141(6):700-11. doi: 10.14219/jada.archive.2010.0261.
2
Substantial Churn In Health Insurance Offerings By Small Employers, 2014-15.2014-15 年,小型雇主提供的健康保险产品大量流失。
Health Aff (Millwood). 2017 Sep 1;36(9):1632-1636. doi: 10.1377/hlthaff.2017.0431.
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Dental insurance coverage for employees of small and large companies.大公司和小公司员工的牙科保险范围。
Ill Dent J. 1995 Jan-Feb;64(1):17-20.
4
Features of employment-based health plans.基于就业的健康保险计划的特点。
EBRI Issue Brief. 1998 Sep(201):1-21.
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Employment-based health benefits: who is offered coverage vs. who takes it.基于就业的健康福利:哪些人获得了保险覆盖,哪些人接受了保险。
EBRI Issue Brief. 1999 Sep(213):1-18.
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Employer-Sponsored Insurance Offers: Largely Stable In 2014 Following ACA Implementation.雇主提供的保险方案:在2014年《平价医疗法案》实施后基本保持稳定。
Health Aff (Millwood). 2016 Nov 1;35(11):2133-2137. doi: 10.1377/hlthaff.2016.0631.
7
Workers' decisions to take-up offered health insurance coverage: assessing the importance of out-of-pocket premium costs.工人接受所提供医疗保险覆盖范围的决策:评估自付保费成本的重要性。
Med Care. 2003 Jul;41(7 Suppl):III35-III43. doi: 10.1097/01.MLR.0000076050.73075.51.
8
Small employers and health benefits: findings from the 2002 small employer health benefits survey.小型雇主与健康福利:2002年小型雇主健康福利调查结果
EBRI Issue Brief. 2003 Jan(253):1-21.
9
Small firms' demand for health insurance: the decision to offer insurance.小公司对医疗保险的需求:提供保险的决策
Inquiry. 2002 Summer;39(2):118-37. doi: 10.5034/inquiryjrnl_39.2.118.
10
Employee demand for health insurance and employer health plan choices.员工对健康保险的需求以及雇主的健康计划选择。
J Health Econ. 2002 Jan;21(1):65-88. doi: 10.1016/s0167-6296(01)00127-8.

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