Studer Hans-Peter, Busato André
Speicherschwendi, University of Bern, Switzerland.
Forsch Komplementmed. 2011;18(1):15-23. doi: 10.1159/000323735. Epub 2011 Jan 22.
In 1999, 5 complementary procedures were included into the Swiss basic health insurance on a provisional basis. In consequence, many people expected a substantial increase of costs of up to CHF 110 million or even higher.
Data on consultation costs at the expense of basic health insurance for the period of 1997-2003 were analyzed for 206 certified complementary and alternative medicine (CAM) physicians with 1 or multiple certificates for complementary medicine. The data was provided by the Swiss health insurers' data pool (santésuisse). The 2 major Swiss health insurers provided additional cost data of expenditures reimbursed by private health insurance for complementary medicine. This allowed a longitudinal analysis of consultation costs at the expense of basic health insurance and the costs of private health insurance of certified CAM physicians. Furthermore, those costs were compared to the respective costs of 119 non-certified CAM physicians and 145 physicians in conventional practices.
The development of consultation costs of certified CAM physicians at the expense of basic health insurance showed a net annual increase of CHF 54,200 per physician between 1998 and 2002 and of CHF 35.9 million for all 663 certified CAM physicians. On the other hand, costs at the expense of private health insurance for complementary medicine decreased in the same period by CHF 34,300 per certified CAM physician and by CHF 22.8 million for all 663 certified CAM physicians.
The inclusion of 5 complementary disciplines into the Swiss basic health insurance led to an increase of costs, which was, however, much lower than predicted.
1999年,5种补充疗法被临时纳入瑞士基本医疗保险。因此,许多人预计成本将大幅增加,高达1.1亿瑞士法郎甚至更多。
分析了1997 - 2003年期间206名持有一种或多种补充医学证书的注册补充与替代医学(CAM)医生以基本医疗保险支付的诊疗费用数据。数据由瑞士健康保险公司数据池(santésuisse)提供。两家主要的瑞士健康保险公司提供了私人健康保险为补充医学报销支出的额外成本数据。这使得能够纵向分析以基本医疗保险支付的诊疗费用以及注册CAM医生的私人健康保险成本。此外,将这些成本与119名未注册的CAM医生以及145名传统执业医生的相应成本进行了比较。
1998年至2002年期间,以基本医疗保险支付的注册CAM医生诊疗费用的增长显示,每位医生的净年增长为54,200瑞士法郎,663名注册CAM医生的总增长为3590万瑞士法郎。另一方面,同一时期,每位注册CAM医生以私人健康保险支付的补充医学成本下降了34,300瑞士法郎,663名注册CAM医生的总下降为2280万瑞士法郎。
将5种补充疗法纳入瑞士基本医疗保险导致了成本增加,然而,这一增加远低于预期。