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[从社会救助视角看医疗改革法对残疾人的影响]

[Effects of health reform law on the handicapped from the viewpoint of social assistance].

作者信息

Freund R

出版信息

Rehabilitation (Stuttg). 1990 Feb;29(1):39-41.

PMID:2138808
Abstract

In the legislator's intention, the recent health reform legislation is aimed at strengthening solidarity and self-responsibility, so that our statutory insurance-based health care system may continue to be efficient and financially viable. The essential steering mechanism introduced is a system of fixed amount benefits in the various benefit areas, among them medicaments, technical aids such as wheelchairs, hearing aids, glasses, and various orthopaedic aids. Only part of the guidelines, tables and regulations needed for implementation have however been made available so far. It is therefore impossible as yet to undertake appropriate, objective evaluation of the advantages and disadvantages of the reform for patients and health funds. It may however already be said that, in respect of dentures, transport, as well as burial costs, health fund insurants have to raise considerable extra means, partly touching on the financial substance of many insurants. A hardship/overcharge clause is intended to keep the additional burdens socially compatible. This device however is absolutely insufficient in the case of chronically ill and very severely disabled people, paying no regard to the considerable additional expenses these populations have to incur for participating in general community life. The inclusion of benefits for domiciliary nursing and care is viewed as only a first step. The financial resources for protection against the risk of nursing and care dependency, however, should not come from the statutory health insurance scheme, but be based on a common pool of funds to be financed by the various social protection branches.(ABSTRACT TRUNCATED AT 250 WORDS)

摘要

按照立法者的意图,近期的医疗改革立法旨在加强团结和自我责任,以使我们基于法定保险的医疗保健系统能够继续保持高效且在财务上可行。引入的关键调控机制是在各个福利领域实行定额福利制度,其中包括药品、轮椅、助听器、眼镜等技术辅助器具以及各种矫形辅助器具。然而,到目前为止,仅公布了实施所需的部分指南、表格和规定。因此,目前尚无法对改革给患者和健康基金带来的利弊进行适当、客观的评估。不过可以说,就假牙、交通以及丧葬费用而言,健康基金参保人必须筹集大量额外资金,这在一定程度上触及了许多参保人的财务状况。一项困难/收费过高条款旨在使额外负担在社会层面上具有可承受性。然而,对于慢性病患者和重度残疾人来说,这个机制完全不够,因为它没有考虑到这些人群为参与一般社会生活而不得不承担的相当大的额外费用。将居家护理福利纳入其中仅被视为第一步。然而,防范护理依赖风险的资金不应来自法定医疗保险计划,而应基于由各社会保障部门出资的共同资金池。(摘要截选于250词)

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