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重复申报工伤保险:风险因素、成本和工作残疾。

Repeat workers' compensation claims: risk factors, costs and work disability.

机构信息

Institute for Safety, Compensation and Recovery Research, Monash University, Melbourne, Victoria, Australia.

出版信息

BMC Public Health. 2011 Jun 22;11:492. doi: 10.1186/1471-2458-11-492.

Abstract

BACKGROUND

The objective of our study was to describe factors associated with repeat workers' compensation claims and to compare the work disability arising in workers with single and multiple compensation claims.

METHODS

All initial injury claims lodged by persons of working age during a five year period (1996 to 2000) and any repeat claims were extracted from workers' compensation administrative data in the state of Victoria, Australia. Groups of workers with single and multiple claims were identified. Descriptive analysis of claims by affliction, bodily location, industry segment, occupation, employer and workplace was undertaken. Survival analysis determined the impact of these variables on the time between the claims. The economic impact and duration of work incapacity associated with initial and repeat claims was compared between groups.

RESULTS

37% of persons with an initial claim lodged a second claim. This group contained a significantly greater proportion of males, were younger and more likely to be employed in manual occupations and high-risk industries than those with single claims. 78% of repeat claims were for a second injury. Duration between the claims was shortest when the working conditions had not changed. The initial claims of repeat claimants resulted in significantly (p < 0.001) lower costs and work disability than the repeat claims.

CONCLUSIONS

A substantial proportion of injured workers experience a second occupational injury or disease. These workers pose a greater economic burden than those with single claims, and also experience a substantially greater cumulative period of work disability. There is potential to reduce the social, health and economic burden of workplace injury by enacting prevention programs targeted at these workers.

摘要

背景

本研究旨在描述与重复工人赔偿要求相关的因素,并比较单次和多次赔偿要求引起的工人工作残疾。

方法

从澳大利亚维多利亚州工人赔偿管理数据中提取了所有在五年期间(1996 年至 2000 年)因工作年龄人员提出的初始伤害赔偿要求和任何重复赔偿要求。确定了具有单次和多次索赔的工人组。对按疾病、身体部位、行业部门、职业、雇主和工作场所分类的索赔进行描述性分析。生存分析确定了这些变量对索赔之间时间的影响。比较了初始和重复索赔之间与工作能力丧失相关的经济影响和持续时间。

结果

有初始索赔的人中,有 37%提出了第二次索赔。与单次索赔者相比,该组男性比例明显更高,年龄更小,更有可能从事体力劳动和高风险行业。78%的重复索赔是第二次受伤。工作条件未改变时,索赔之间的间隔最短。与重复索赔相比,重复索赔者的初始索赔导致的成本和工作残疾明显较低(p < 0.001)。

结论

相当一部分受伤工人会经历第二次职业伤害或疾病。与单次索赔者相比,这些工人的经济负担更大,并且经历的累计工作残疾时间也更长。通过制定针对这些工人的预防计划,有可能减轻工作场所伤害的社会、健康和经济负担。

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