Villiger U, Straumann M, Grimm J J
FMH für Innere Medizin, Baden.
Schweiz Rundsch Med Prax. 1990 Oct 9;79(41):1217-20.
The possibility of obtaining health and accident insurance as well as participation in a pension scheme does not pose any problems for diabetics in Switzerland. However, for a life insurance contract, the diabetic must often pay a surplus. The socio-medical evaluation for invalidity insurance for diabetics is based upon an eventual decrease in efficiency associated with functional alteration of certain organs. Diabetics treated only by dietary means can exercise any profession. When treated with oral antidiabetic agents or insulin, certain professions are discouraged, particularly when a metabolic crisis might be hazardous to the diabetic or a third party. Treatment of active diabetics most often aims at obtaining normoglycemia. This should enable patients to follow a physically active, even irregular life in their profession, studies and leisure without excessive risk.
在瑞士,糖尿病患者获得健康和意外保险以及参与养老金计划不存在任何问题。然而,对于人寿保险合同,糖尿病患者通常必须支付额外费用。糖尿病患者失能保险的社会医学评估基于某些器官功能改变导致的效率最终下降。仅通过饮食方式治疗的糖尿病患者可以从事任何职业。当使用口服抗糖尿病药物或胰岛素治疗时,某些职业不被鼓励,特别是当代谢危机可能对糖尿病患者或第三方有危险时。活跃糖尿病患者的治疗通常旨在实现血糖正常。这应使患者能够在职业、学习和休闲中过积极的生活,即使生活不规律,也不会有过度风险。