Health Economics Unit, Department of Public Health and Family Medicine, University of Cape Town.
S Afr Med J. 2012 Mar 2;102(6):489-90. doi: 10.7196/samj.5611.
The national health insurance proposed for South Africa aims to achieve a universal health system. The best way to identify the financing mechanism that is best suited to achieving this goal is to consider international evidence on funding in universal health systems. The evidence from Organisation for Economic Cooperation and Development countries and a number of middle-income countries that have achieved universal coverage clearly indicates that mandatory pre-payment financing mechanisms (i.e. general tax funding, in some cases supplemented by mandatory health insurance) must dominate, with a clearly specified, complementary role for voluntary or private health insurance.
南非拟议的国家医疗保险旨在实现全民健康体系。要确定最适合实现这一目标的融资机制,最好是考虑全民健康体系筹资方面的国际经验。经合组织国家和一些已实现全民覆盖的中等收入国家的证据明确表明,强制性预付款融资机制(即一般税收资金,在某些情况下辅之以强制性医疗保险)必须占主导地位,自愿或私人医疗保险发挥明确规定的补充作用。